Foyer Global Health Cashback: International Health Cover

Foyer Global Health offers international health insurance for expats, people who move for work and their families. If you start your application from Coin7 and it is confirmed, you receive cashback. The cover follows you across borders, which is the main reason people look at a plan like this at all.

What Foyer Global Health offers

It is a health insurance for people whose life is not tied to one country. The protection applies across countries, also when your place of residence changes. That is the big difference from an ordinary national health plan, which usually works well in one country and much less well once you leave it.

The page behind our link is the German one, aimed at people interested in a plan in Germany. If you live elsewhere, look carefully at what the provider's site says about eligibility before you invest time in a comparison.

Who it is meant for

Think of someone who accepts a job abroad for a few years, of a family that moves every time a posting ends, or of a freelancer who works from different countries over the year. For these people the question is rarely just price. It is whether the plan still works after the next move, and whether they will have to start over with a new insurer in every country.

If you never plan to leave your home country, a local plan is probably the simpler choice. International cover is for people whose situation really is international.

What to check before you apply

Plans like this differ in many details, and you should read them yourself instead of relying on a summary. A short checklist helps:

• In which countries the cover applies, and whether some places are excluded or treated differently.
• What happens to your cover when you change your country of residence.
• What is covered, what is not, and what you pay yourself when you need treatment.
• Whether family members can be included and under which conditions.
• How long you are bound and how you can cancel.

If anything is unclear, ask the provider before you sign. A written answer is worth more than a guess.

Things to watch out for

An insurance application is not like an order in a web shop. After you submit it, the provider reviews it, and the cover only starts once everything is completed and the policy is issued. If you need cover by a certain date, for example because you are about to move, start early so that the timing does not become a problem.

Answer the questions in the application honestly and completely. Incomplete or incorrect answers can cause trouble later, exactly when you need the insurance. Keep copies of your application and your policy documents.

How to get cashback at Foyer Global Health

Open Coin7 and go to the Foyer Global Health page. The current cashback rate is shown there. It can change, so check the page and do not rely on an old number. How cashback is calculated can also depend on the type of transaction, for instance a completed insurance contract compared with a simple enquiry.

Use the button on that page to reach the provider and make your application in the same visit. Do not switch to another tab or an old bookmark in between, because that can break the link between your application and your Coin7 account. Cashback is confirmed after the provider reports the application as valid. With insurance that takes longer than with a normal order, because the application and the policy have to be completed first. Until then the amount shows as pending in your account.