MyPhysicianPlan Cashback: How Health Plan Signup Works

MyPhysicianPlan sells health plan products online to customers in the United States. If you start from Coin7 and your signup is confirmed, you get cashback on it. Everything about coverage and price is set by the provider, so its own site is where you compare before you commit.

What MyPhysicianPlan is

MyPhysicianPlan belongs to the insurance and financial services side of the online world. It is not a shop in the usual sense: you do not put things in a basket and wait for a parcel. You look at plans, pick one that fits and complete the signup on the provider's website.

That difference matters for how you approach it. With a pair of shoes, a wrong choice costs you a return. With a health plan, a wrong choice can mean months of paying for something that does not cover what you actually need. So it is worth taking more time than you would for an ordinary purchase.

Who it can be useful for

The service is aimed at people in the United States. Typical readers are people who are between jobs, self-employed, or simply have no plan through an employer and want to see what is available online. Others already have some cover and want to compare it with something else.

If you live outside the United States, check carefully whether the plans are open to you at all before you go any further. A plan made for US residents will usually not make sense for someone who lives somewhere else.

What to compare before you sign up

Terms, coverage and pricing differ from plan to plan, and nobody can sum that up better than the provider's own plan pages. Instead of guessing, go through the same short list every time:

• What exactly is covered, and what is explicitly left out.
• What you pay each month and what you pay yourself when you actually use the plan.
• Which doctors, clinics or hospitals you can use, and whether that list is limited.
• When the cover starts and how long you are bound to the plan.
• How you cancel, and whether any fees apply if you do.

Keep the plan documents once you have signed up. A PDF saved on your computer saves a lot of searching later when a question comes up about what was agreed.

Things to watch out for

Since this is a service and not a physical product, there is no delivery and no returns window in the usual sense. What replaces it is the period in which you can still change your mind, and that depends on the plan and on the rules that apply to you. Read the conditions on the provider's site and ask the provider directly if something is unclear.

Do not rush because a page makes a plan look urgent. A few hours of comparing is cheap compared with a year of paying for the wrong plan. Also use the email address and phone number that you actually check, because confirmations and plan documents are usually sent there.

How to get cashback at MyPhysicianPlan

Open Coin7 and go to the MyPhysicianPlan page. The current cashback rate is shown there, and it can change, so look at the number on the page rather than relying on an old one. Then use the button on that page to go to the provider, choose your plan and finish the signup in the same visit.

Start and finish in one go, and do not open the provider from another tab or an old bookmark in between, as that can break the assignment. Cashback is confirmed once the provider reports your signup as valid. Until then it shows as pending in your Coin7 account. If a discount code from a random site turns up during your signup, leave it alone and only use codes from our page.