HelloSafe Cashback: compare travel insurance and save
HelloSafe is a comparison site for travel insurance. You enter your trip, see plans from more than 40 insurers side by side and buy online. If you start from Coin7, a share of your purchase comes back to you as cashback.
What HelloSafe is
HelloSafe describes itself as a platform where you compare and buy travel insurance. It works as a registered insurance broker, and the site shows its registration number on the page. You do not deal with one insurer only. You see offers from many, which saves you from calling around or opening ten tabs.
The site serves travellers from a long list of countries and covers trips to well over a hundred destinations, including popular ones like the USA, Japan, Thailand, Canada, Australia, Spain and Indonesia.
How the comparison works
The process has four steps. You describe your trip with destination, dates, number of travellers and purpose. You compare the plans that fit. You buy online. And you travel with the insurer’s support behind you. The site says that you receive your quote and certificate within minutes, which is handy when a visa appointment or a departure date is close.
Be honest with the form. If you enter the wrong dates or leave out a traveller, the policy may not cover what you assume it covers.
Timing matters too. Cancellation cover usually only protects you against reasons that arise after you have bought the policy, and many policies expect you to buy it soon after booking the trip. So do not leave it to the week before departure if the trip is expensive. If you travel often, compare an annual policy with single-trip prices for the number of trips you really take. When you travel as a family or group, enter everyone so that every name appears on the certificate. And keep the policy documents somewhere you can reach them offline, because you will need the emergency number exactly when your connection is poor.
Which trips you can insure
The comparison is not limited to the standard holiday. According to the site, it covers these situations:
- leisure trips and annual multi-trip policies for people who travel several times a year
- Schengen visa insurance, which some consulates require with the application
- trip cancellation only, if you just want to protect the booking
- working holiday visas, student stays and internships abroad
- digital nomads, expats, groups and cruises
If your trip is longer than a normal holiday or involves work or study, pick the matching category. A plain holiday policy may exclude things that a student or working-holiday plan includes.
What to check before you buy
A cheap price tells you little. Look at the medical coverage limit for your destination, because treatment abroad can be expensive in some countries. Check the excess you pay yourself, the reasons for which cancellation is covered, and whether pre-existing conditions are included. Read the exclusions, for example for risky sports or for trips to regions with a travel warning. Then make sure the dates on the certificate match your booking.
How to get cashback at HelloSafe
Open Coin7 and go to the HelloSafe page. Use the button to go to the site, run your comparison and buy as usual. The cashback is a percentage and the current rate is shown on our shop page. It is confirmed only after the purchase is validated, which for travel insurance can take until after the trip has started or ended, so do not expect it the next day. Use a voucher only if it comes from our page, and do not open other comparison or price sites in between, because that can break the tracking.
Frequently asked questions
Is the comparison free to use?
You compare and get quotes without paying for the comparison itself. The price you pay is the price of the policy you choose.
Does HelloSafe sell insurance itself?
It acts as a broker. The policy comes from one of the insurers listed, and the site arranges the purchase and your certificate.
Can I get insurance for a visa application?
The site lists Schengen visa insurance as a category. Check the requirements of the consulate before you buy, and make sure the dates and coverage match them.
When is the cashback credited?
After the purchase is confirmed by the partner. For travel insurance this can take a while, so check the status in your Coin7 account.
Is the cashback a fixed amount?
No, it is a percentage. The current rate is on our HelloSafe page, and it can change, so look there before you buy.
